Same as Cash… Full Value

Payment Processing!

A short history of the Card Processing Service.

No More Merchant Fees

Month-to-Month Contract

Cancel Anytime

No More Leasing!

No doubt this system saves me a lot of money. I'll even vouch for you if you are selling this system to another business. I am no longer running transactions through anyone else. JetPay is it for Fine Line Automotive!

Dan Moorman  Fine Line Automotive

“When presented this cash discount program I was skeptical, but I was paying on average of $800 per month in credit card fees. We have switched processors many times. All promising you a better rate. Well, I have finally found what we have been looking for, 0% processing! Saving our business thousands! Bring on the cards, we are ready!”

Jack 

“The biggest fear was what are my customers going to say? After three months, only one person mentioned it and they paid cash! With my savings, I finally get to vacation and I gave two employees a raise.”

Thomas 

Within 3 months of implement the cash discount program in Big Papa's saloon we decided to implement the program in our other bar as well. We save a great deal of money for each of our bars and truly believe that if you are accepting cards and not using this program then you are simply throwing money away!

I've been on this program for 3 months and in that time my cash sales have tripled. Most customers understand what is going on with the fees and accept it. Otherwise, they simply bring cash or a check. I am satisfied with this program!

Dallas Sims  Sims Tire and Auto

We first heard about being able to process our credit cards differently so that we were not eating all the cost for that service. I was a little concerned at the beginning on how our patients would react, but, we trained our staff and went for it. I had a couple of patients balk at first but after walking them through the thought process behind the change and got it rolling...it has been great. I am saving about $10k per year!

Cynthia Yeager  One Way Eyeglasses

“I am very satisfied with this program. It has been working great for my business.”

Denise 

“After years of paying an excessive amount of money and fees to credit card companies, we were approached with the “no fee”’ program. At first we were hesitant and worried about customer reactions. We decided to give it a shot, and the program WORKED! Now the family business is saving an average $750/month! Complaints are almost non-existent, on the contrary many say “all business’s need this.” I highly recommend every business jump on board with this program. Put your money back into your pocket and back in to your business. It prevents raising prices and charging minimums…”

Samantha 

We first heard about being able to process our credit cards differently so that we were not eating all the cost for that service. I was a little concerned at the beginning of how our patients would react, but, we trained our staff and went for it. I had a couple of patients balk at first but after walking them through the thought process behind the change and got it rolling...it has been great. I am saving about $10k per year!

Cynthia Yeager  Yeager Vision Care

I have been on this program for 6 months and saving an average of $200-500 per month in fees. My customers are well acquainted with the fee program and those that don't want to pay the fee simply pay in cash. I highly recommend this program to business owners who are tired of dealing with high transaction fees.

Rata Ross  Prestige Nails

Federal Trade Commission: New Rules on Electronic Payments Lower Costs for Retailers

Discounts to Customers

A PCN cannot stop you from offering your customers a discount or another incentive for using a certain method of payment, as long as you offer it to all your customers and disclose the offer clearly and conspicuously. For example, you can offer your customers a discount or a coupon if they pay with cash or a debit card rather than a credit card. But the new rules do not address other PCN restrictions that may prevent you from offering discounts or similar incentives that vary based on the use of a card from a particular issuer or a particular PCN.

What’s new about that? In the past, PCNs may have prohibited you from offering a discount to a customer who used one kind of payment — say, a debit card — rather than another, like a credit card.

Read the Full Brief Here.

Get a full education on the new legislation change at:
explainingthechange.com

Frequently Asked Questions

Why For The Merchants is the Best!

How do we have the best rates?

For The Merchants works directly with the owners of the program, we don’t need to negotiate with anyone! There are no middle people, resellers or brokers to pay. You are assigned an agent who will work with you every step of the way, we have internal customer experience professionals ready to serve you.

For The Merchants utilizes the latest technology that dramatically lowers our overall cost. Unlike other companies who are not willing to provide a phone number, you can directly call our Customer Experience department at: (636) 579..8539

Original and #1 No-Fee Merchant Processing

For The Merchants has the license to provide the original, #1 No Fee, Unlimited FeeCAP processing software our licensed processor uses. No one else can say that, period. Our partners developed it, created it and we sell it. No middle person, no one to wait for an answer, we work directly with the company who wrote the code!

Integrate with Everything

Because our partners wrote the code, we can in hours and days have you up in running online, new equipment legacy or latest technology.

Never Do It Alone

Never do it alone, you will be assigned a personal representative to help you with the entire process.

Month-to-Month, No Hidden Fees

Software License Agreement

Unless otherwise agreed, you will never be locked into a long-term agreement. Cancel anytime.

$35 Monthly Regulated Fees

You agree to a three-year term but it is cancellable at any time. Dealing with regulated fees and insurance cost are outside our control however we make it a simple as possible.

Anything For The Merchants controls, month-to-month, cancel anytime!

100% Guarentee

For The Merchants is the only company who, in writing, guarantees you will never pay credit card fess again. We have no hidden fees.

You pay our Partners software license fee per piece of equipment and the $35 regulated fee per location and nothing else. Why do we charge a software license fee? It is our Partners proprietary software, tied into our licensee and banks that drive the 100%. Credit Card processing fees do not go away, we are just passing those along to the customer.

Ask a For The Merchant agent if you qualify for rebates that often cover the cost of the Software License Fee and Regulated Fees.

Cash Discount vs Surcharge

Some Use Flex Rates and Fees

Our partners wrote the code and therefore we set the rules. Our software is the only one in the market that pushes the charges to the customer differently wether it is a $3, $121, or $560 transaction. This means the customer is treated fairly based on their form of payment

Say Cash Discount but Use Surcharge Program

More than just signage, to be a legal cash discount program, not just a surcharge program called a cash discount program, its how the hardware and soft batch, transmit and process debit and credit card transactions.

It is also how it is reported on the sales receipt, any questions contact Brian Smith at (636) 579.8539

Watch Out

When others say their program is best for low ticket items, won’t put in writing a 100% guarantee to never be charged for processing unless fraud or chargeback, or try to switch you to standard processing; it is not a true Fee Schedule Cash Discount Program

Start Saving Today

Easy Approval, No Headaches

Apply Online, receive an instant approval while we in underwriting take a quick look. Make sure the name on the application is the same as the business. Be prepared to send us your driver’s license and business license.

Are All Low Rate Providers the Same?

No, For The Merchants and our Partner is the first, original and #1 in Fee Schedule Cash Discount Programs. All other cash discount programs offer flat fee or % of sale but none can offer the ability to set up dozens of cash discount categories making us the #1 least customer impact Cash Discount Program.

Do I Get an Incentive if I refer A Merchant?

Absolutely, we offer a referral program, ask your personal agent for more information.

High Risk? No Problem

Will You Get Approved?

It stinks to say this, but no! Not everyone will get approved, yet if we can’t get you approved, then no one will.

There is not a better team to get you approved if it can happen, we can! Contact Brian Smith at (636) 579.8539 with all your High-Risk questions.

Cannibis

Yes, we can help. We are known for our creative solutions. Yes some overseas, some domestic. It’s tricky, yet the overall goal is to minimize risk to you!

Contact Brian Smith with all your questions: 636.579.8539

100% Guarantee

For The Merchants is the only company who, in writing, guarantees you will never pay credit card fess again. We have no hidden fees.

You pay our software license fee per piece of equipment and the $35 regulated fee per location and nothing else. Why do we charge a software license fee? It is our partner’s proprietary software, tied into our licensee and banks that drive the 100%. Credit Card processing fees do not go away, we are just passing those along to the customer.

Ask a FTM agent if you qualify for rebates that often cover the cost of the Software License Fee and Regulated Fees.

Profit Center

Convenience Store

All Convenience Store Point-of-Sale systems come with pre-loaded Top-Ups, Digital Cell Phone Cards, Financial Services solutions that can make a convenience store an extra $200+ a month

Each System comes with an advertising screen and will generate revenue for you. For The Merchants advertising agents will sell your local area merchants to advertise with you and For The Merchants executives will work with national and regional brands to advertise in your store. Earn a minimum of 10% of the revenues for your store.

Gas Stations

All Gas Station Convenience Store Point-of-Sale systems come with pre-loaded Top-Ups, Digital Cell Phone Cards, Financial Services solutions that can make a convenience store an extra $200+ a month.

Gas Station management software can track employees, fuel station management and integrate into many of the most popular underground fuel management systems.

Each System comes with an advertising screen and will generate revenue for you. For The Merchants advertising agents will sell your local area merchants to advertise with you and For The Merchants executives will work with national and regional brands to advertise in your store. Earn a minimum of 10% of the revenues for your store.

Restaurant/Retail

For The Merchants, Z-Touch is a State of the next-generation Resturant and retail management Point-of-Sale system that offers hundreds and hundreds of functions. We don’t have that function, we will create it for you.

Do you want your Resturant to have online order capabilities, today, For The Merchants can deliver!!!

Saving $300.00/Month Avg!

Saving 10k per year!

Cash Sales have increased!

CONTACT US

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